 |
Tips
for Managing Assets | Child
Care and Respite Care for Children
Adult Day Services | Adult
Respite Services | Miller
Trusts | Insurance
Social
Security Benefits | Medicaid | Medicare | Veteran
Benefits
Prescription
Assistance | Reverse
Mortgages
Housing Assistance | Emergency
Financial Assistance
|
|
| Think
About Your Finances
Health problems or a disability can
be expensive. Not only are there health-related
costs, but the ability to achieve or
sustain work may be difficult or impossible.
Transitioning to a fixed budget after
loss of employment or retirement can
be tough. Disability or health
problems catch many people unaware,
but you can prepare in advance to handle
these unwelcome changes.
Think about the following questions
for yourself or your family member:
- Where do I turn if I cannot keep
up with health-care costs?
- How do I pay for housing and other
basic needs on a reduced income or
when I run out of savings?
- How can I ensure my children will
be cared for after I am gone?
- Will I be able to afford care for
my loved one or myself?
- Do I have enough insurance?
- What qualifies me for resources
or programs that help me learn new
work skills?
|
|
Tips for Managing Assets | Child Care and Respite Care for Children
Adult Day Services | Adult Respite Services | Miller Trusts | Insurance
Social Security Benefits | Medicaid | Medicare | Veteran Benefits
Prescription Assistance | Reverse Mortgages
Housing Assistance | Emergency Financial Assistance |
|
| Tips
for Managing Assets
AARP
Includes "Money
and Work, Your source for a Healthy
Financial Life" |
American
Health Care Association, Consumer
Information
Includes "Paying
for Long Term Care" |
Federal Citizen Information Center
Life advice about planning for your child or other dependent with special needs |
Iowa
Legal Aid, Consumer and Finance Advice
Free
legal aid for Iowans 60 and older |
Senior
Health Insurance Information Program
Includes
"Protecting Your Spouse When You Go to
a Nursing Home" (pdf, 2 pages) |
The
Arc, Pooled Trust Programs for People
with Disabilities
Includes "A
Guide for Families" (pdf,
17 pages) |
U.S.
Internal Revenue Service
|
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Top |
| Child
Care and Respite Care for Children
Iowa
Department of Human Services
Childcare
resources |
Iowa
Respite and Crisis Care Coalition
A non-profit providing respite and crisis care to Iowa Families |
| Go to
Top |
| Adult
Day Services
Iowa
Department of Elder Affairs
Help Me Stay at Home |
National
Alzheimer’s Association
Planning ahead, care options, coordinating care, and support and resources |
| Go to
Top |
Adult
Respite Services
Iowa
Respite and Crisis Care Coalition
Connecting families to resources |
National
Alzheimer’s Association
Planning ahead, care options, coordinating
care, and support and resources |
| Go to
Top |
| Miller
Trusts
Iowa
Legal Aid, Health Care for Elders
Information
on Miller Trusts, helping pay for
nursing home care |
| Go to
Top |
| Insurance
AARP
Information
on types of Insurance |
Iowa
Hawk-I
Health-care coverage for Iowa
children in families with limited incomes |
Iowa
Insurance Division
Tool for learning
about long-term care insurance |
Iowa
Senior Health Insurance Information
Program
Information
on Medicare, Medicare supplement
insurance, long-term care insurance,
and other health insurance issues |
| Go to
Top |
Social
Security Benefits
Social
Security Disability Benefits
Pays benefits
to you and certain members of your family
if you are “insured,” meaning
that you worked long enough
and paid Social Security taxes
Social
Security Online
Retirement, Medicare,
disability, and survivor information
Supplemental
Security Income
Pays benefits based on
financial need |
| Go to
Top |
| Medicaid
Iowa
Medicaid Enterprise, Member Services
Information
on Medicaid |
| Go to
Top |
| Medicare
Centers
for Medicare and Medicaid Services
Federal
site for information on Medicare |
Iowa
Senior Health Insurance Information
Program
Information
on Medicare, Medicare supplement insurance,
long-term care insurance, and other health
insurance issues |
Medicare Interactive
A tool designed to answer your questions about Medicare |
| Go to
Top |
| Veteran
Benefits
Iowa Department of Veterans Affairs
Resources for Iowa veterans |
U. S. Department of Veterans Affairs
Veterans' health care and other benefits |
| Go to
Top |
| Prescription
Assistance
Iowa
Senior Health Insurance Information
Program
Information
on Medicare, Medicare supplement insurance,
long-term care insurance, and other health
insurance issues |
Medicare
Prescription Drug Plans
Details
on specific plans |
National
Council on Aging, Benefits Check
Up RX
A
search tool for government programs
that help pay for prescription drugs,
health care, utilities, and other
needs |
Partnership
for Prescription Assistance
Access
to public and private patient assistance
programs that help the uninsured with prescriptions |
| Go to
Top |
| Reverse
Mortgages
AARP
Whether
a reverse mortgage is right for you |
US Department of Housing and Urban Development
Information about reverse mortgages for seniors including a calculator |
| Go to
Top |
| Housing Assistance
Iowa Finance Authority
Housing Programs
|
US Department of Health and Human Services, Administration on Aging
Government Assisted Housing |
| Go to Top |
| Emergency
Financial Assistance
AARP Low
Income help
|
Iowa
Department of Human Rights, Community
Action Agencies
Contact information
to tap resources to improve the quality
of life for low-income, elderly and
disabled Iowans (pdf, 1 page) |
National
Council on Aging Benefits CheckUp
Online
search for government programs, including
eligibility calculator |
| Go to
Top |
